I've made our 529 contributions for 2025 on Friday, November 28, 2025. After much thought, I decided to put the funds in a S&P 500 fund, despite being concerned about market volatility. My plan is to hold for December and decide what to do year end.
As of this morning, it appears that I may have made an investment timing mistake. Instead of investing the contribution maximum, perhaps I should have scaled in 25% each week in December. Ah, hindsight is 20/20. We'll see how the rest of December goes.
Then again, this is a long term investment since some of these funds won't be needed for 6-9 years.
This is not financial nor college saving advice. Please consult a professional advisor.
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