Routine is present for kids. Routine is present when in school. Routine is present when working. There usually is no routine in retirement. However, routine is good, even in retirement.
The last few years, I have had no scheduled commitments, with the exception of a small social men's tennis league that I manage which plays once a week. Other than that, I spend some time on the various projects I work on, but there is no sense of urgency.
Lately, I've been doing Cardiac Rehab, which is schedule Monday, Wednesday, and Friday for the next 12 weeks. I decided to the 8AM session. This has created routine for me. I prepare my exercise bag the night before. I also prepare a small post exercise meal, since I am vegetarian and need to eat every 2 hours. In the morning, I make breakfast for my son before school, and then leave for rehab. Afterwards, I run my errands to grocery, hardware or other stores. Then I come home and work on the projects, which includes managing our financial investments.
Previously, I would spend most of the day in the house, working on different house projects, checking on investments, but without any well defined endpoints. With the new routine, I feel I need to meet deadlines, or else fall way behind.
The good news is that routine is keeping me energized to complete project and advance our financial situation. I used to think having lots of free time would be great. Now I feel having a schedule with endpoints is much better. Who knew having a routine and schedule would help create better sense of purpose in retirement.
This is not financial, planning nor aging advice. Please consult a professional advisor.
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