Cautious and Waiting

I believe that many individual stocks will test the August and September lows again before end of this year.   Until then, I am only making a few small purchases of 3-6% dividend paying stocks and a total market ETF that I plan to hold for 3-5 years.

That way, if I'm wrong and the market rises, I can participate in the gains.  If the market declines as I expect, I wlll be able to buy at lower prices.

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This is not financial advice. Please consult a professional advisor.

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