Saving is tough to do. Getting rewarded is energizing. Here are the top five rewards that keep me motivated:
- Always having the money for what I need. Vacation, gifts, new toys, or emergencies …, I never have to worry about whether I have the money. It’s just a matter of determining if I really need it.
- Only paying once for something. I like to buy something and be done with it. If I use debt to buy something, I will continue paying for it, sometimes even after it is gone. Debt is the gift that keeps on taking.
- Never paying a premium for something. How many of us routinely offer to pay 8-15% more than the price of an item? None. Yet, that is exactly what we do when we use credit card debt to buy. I prefer to get a discount versus paying a premium.
- Stress free personal finances. I don’t like worrying about transferring credit card debt, whether I have enough money for an emergency expense or wondering if my check will clear. As I learned in Australia, “No worries.”
- Retiring on my own terms. I’d like to retire well before 65 to enjoy more sunsets, family activities and learning opportunities without the pressure of wondering if I have enough money.
This is not financial or saving advice. Please consult a professional advisor.
Copyright © 2006 Achievement Catalyst, LLC