- Newspaper or magazine subscriptions. We do not have a subscription to the local newspaper. We do not have any subscriptions to magazines. In most cases, I can read the articles I want on the Internet. I do have one subscription to The Wall Street Journal, which we pay for with airline miles. Otherwise, we wouldn't have any periodicals delivered to our home.
- Cable or satellite TV. Why pay for something I can get for free? I am happy with broadcast TV, which I can get through our HD receiver adapter. Another option is Internet TV, but I haven't tried that yet. I don't miss the programs that I can only get on cable or satellite TV.
- Gym membership. Before retiring, we never had a gym membership. We finally joined by taking advantage of a great deal my company had for retirees at the company gym: no initiation fee, no contracts and a monthly charge of $38 for two of us. However, after a couple years, we decided to drop the membership and save the money.
- Cell phone contracts. I don't have a cell phone and my spouse uses a pre-paid Virgin mobile plan. I guess I am a technology Neanderthal. I prefer to be not connected when I'm away from the house and our phone.
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This is not financial advice. Please consult a professional advisor.
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