And now onto the Carnival:
Insuring and Protecting
DJ presents Why Do I Need to Assign a Power of Attorney? posted at The Family Wallet, saying, "Everyone should at least consider having a POA. Should you become incapacitated without having a POA, a judge will have to appoint an agent to manage your affairs; agent responsibilities do not automatically default to your closest relative."
Super Saver presents Thinking About Earthquake Insurance posted at My Wealth Builder, saying, "The recent earthquakes in Virginia and Oklahoma have caused me to give consideration to earthquake insurance."
Dividends4Life presents 9 Low-Risk, High-Yielding Dividend Stocks posted at Dividend Growth Stocks, saying, "If your goal is to accumulate wealth for a comfortable retirement, then there is no risk-free path. Yield and risk tend to follow each other. As risk increases, the investor demands more yield to compensate for that risk. Sometimes it is desirable to accept higher risk for a higher yield. Other times we may be accepting higher risk and are not being adequately compensated for the additional risk."
Jim Tolley (aka Kidgas) presents Warren Buffett, Intel, and Me posted at Cash Flow Mantra, saying, "There are plenty of good ideas out for investing out there. I think the problem comes because there can be too much information for some people to decide. Should I invest in individual stocks or mutual funds or exchange traded funds? Should I use bonds or preferred stocks or CDs for income? How much international exposure should I have?"
Barb Friedberg presents Investing Rule 1: Know Thyself posted at Barbara Friedberg Personal Finance, saying, "Choose an investing path that is not only financially sound, but in line with your personality and risk tolerance."
Chelsea Prescotti presents Top 10 Things You Should Never Buy New posted at CreditScore.net, saying, "Shiny new toys are always nice to have, even as an adult. While those nifty new items might feel good, they are not always a wise choice. When it comes to new versus used, the following ten items are things you should always buy used, when feasible. You won’t give up value, but you will save cash, provided the items are in good condition."
Matt presents 6 Ways to Control Home Remodeling Costs posted at Living In Financial Excellence, saying, "Diving into a remodeling project without proper preparation, however, is a risky prospect. You need to commit to planning and forethought to make sure that your modest remodeling idea doesn’t become costly. Below are some tips to get you started."
Jon Elder presents 5 Ways People Waste Money on their Cars posted at Free Money Wisdom, saying, "Below are five common ways people waste money on their cars."
Lazy Man and Money presents I’ve Finally Ditched My Cable Box and Cable Modem Rental Fees. posted at Lazy Man and Money, saying, "For some time I've been writing about ending my cable box rental fees, but I haven't been able to pull the trigger. This week I finally did it."
Justin presents You Don’t Need Money to Do What You Want posted at Money is the root...of all things GOOD!, saying, "I grew up in the 1950″s with gypsy parents – well, they really weren’t gypsy’s – but they claimed to be because they liked to go, go, go. We went. Every year. Two weeks. All over the States. They were poor, but they made it a priority to always travel for two weeks each summer – and take we two kids along. How did they do it?"
Bucksome presents Money saving tips for the holidays posted at Buck$ome Boomer's Journey to Retirement, saying, "Here is my list of money saving tips for the holidays. With a little planning you can save money, reduce stress and have a fun filled holiday."
B.B. presents We Conquered Black Friday posted at Beating Broke, saying, "We stuck to our list, only buying one extra item on Black Friday. We not only kept to our budget, but we beat it! When we were done with our busy morning of shopping, we had everything on our list, and we’d spent less than $150!"
Tyler presents The Best Home Gym Equipment for the Price posted at Weight Training, saying, "I hope you find this article fitting for your readers! Your readers need to know about how to save money by exercising at home!"
misst presents How to Be a Frugal Shopper posted at Prairie Eco-Thrifter, saying, "Are your shopping habits saving you money? If not, it’s time to learn some tricks on how to become a more frugal shopper!"
Lisa presents Money Saving Christmas Gift Ideas posted at Thriftability, saying, "Striking a balance between giving the perfect gift and still staying within budget can be tricky, but with a little ingenuity it’s not so hard to pull it off."
Jonathan from Debt Loans presents Saving Money on Music posted at Wallet Watcher, saying, "Purchasing music can really add up over time. If you’re tacking on another $20 or $30 a month just on music, perhaps you’re missing out on some free and/or very reasonably-priced options. It could be time to take advantage of some possibilities."
Beth Montgomery presents Saving for Retirement posted at Credit Cards for Fair Credit, saying, "When you’re just starting your career, it is hard to think about retirement because it feels so far away, but in reality, putting money away when you are young will help you save more in the long run."
MoneyCone presents If you are happy with your Big Bank, should you still switch to a Credit Union? posted at Money Cone, saying, "Is it worth switching to a Credit Union even if you are happy with your Big Bank? Unless you think this is chump change, I think it is worth it. The good news is you have a choice. Laziness in this case could be costing you dearly."
That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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