And now onto the Carnival:
Earning
Will presents Want To Blog Full-Time? Ignore "Warnings";, Listen To Advice! posted at Former Banker, saying, "Becoming a full-time blogger takes time, money, dedication, and unfortunately, most people who try will fail. Which side you end up on depends partly on getting the right information."
oilhand99 presents How to Calculate the Profitability of Your Small Business Idea posted at Trees Full of Money, saying, "Most successful investors have either started or aspire to start their own small business. This helpful article will teach you the "academic" way of calculating the profitability of your small business idea."
misst presents Top 5 Must Know Negotiation Tips To Get Anything You Want posted at Prairie Eco-Thrifter, saying, "Negotiating can be done in almost any area of our life. We can negotiate to get a good price on an item in a garage sale, or we can negotiate to close a million dollar deal. Whatever it is, stocking up in negotiation tips can help you get what you deserve, or even more. Below are five of the most basic (and the most important) negotiation tools you can use for any situation in life."
Lazy Man and Money presents Musings about Kids and College posted at Lazy Man and Money, saying, "I was in a conversation the other day with someone who seemed really intelligent an accomplished. I was quite enjoying it, but when the conversation turned to their kids and college, I was surprised by this person's philosophy. She said something to the effect of: I told my daughter to just take the classes that interest her. There's no need to focus on a direction."
Insuring and Protecting
My Journey presents Unequal Distribution to Heirs posted at My Journey to Millions, saying, "I was working on an interesting estate planning case today and I thought I would get people’s opinion on the subject. At the end of the day this client wants to leave his assets in an unequal distribution schedule to his three children wherein one of the children will receive the lion’s share of the 8 digit estate."
Investing
MoneyCone presents If You Own Mutual Funds Or ETFs, Don’t Ignore This Metric posted at Money Cone, saying, "Lipper Metrics are just a tool to help the investor navigate the ocean of ETFs and mutual funds. Having an understanding of this rating system should go a long way in making the right decision when it comes to investing."
Dividends4Life presents 7 High-Yielding Mega-Cap Stocks posted at Dividend Growth Stocks, saying, "There is perceived safety in size. Giant corporations aren't randomly grown. Instead, they are carefully built through superior management and foresight. Often these are more mature companies that also offer stability and predictability, usually at the expense of dynamic growth. These are your mega-cap stocks."
Jim Tolley (aka Kidgas) presents Europe Fatigue and Dividends posted at Cash Flow Mantra, saying, "I have had enough of hearing about Europe and their debt crisis. Actually, I have had enough of watching the impact of constant hope followed by inaction on my portfolio."
Living Frugally
Kevin presents The 3 Stages of Financial Freedom posted at Invest It Wisely, saying, "Last week, I talked about the three stages of financial despair. This week I am going to look at the flip side, the three stages of financial freedom. We all want to get out of the rat race, but before we get there, we need to get out of the hole and onto level ground."
Jason@LiveRealNow presents Say Please posted at Live Real, Now, saying, "I took a look at all of my accounts and utilities to decide which ones I was willing to change, drop, or reduce. The two I came up with were Dish Network and CenturyLink DSL. My plan was simple: Look for their introductory offers; Compare to my current price; Call; Ask if existing customers are as important as NEW customers; Finally, be nice!"
SavingMentor presents Using Freezer Cooking As A Way To Reduce Your Grocery Budget posted at HowToSaveMoney.ca, saying, "Don’t be intimidated by freezer cooking. It can be as easy or as hard as you make it. If you just simply double your recipes when you are cooking your dinner, you will have a stocked freezer and more money in the bank, before you know it."
Justin presents The Importance of Cash Management posted at Money is the root...of all things GOOD!, saying, "I’m willing to bet that many of you who read this article will probably disregard the need to forecast and manage your cash flow. I can’t urge you enough that it can and will help improve your life and your finances."
Marie presents Dorm Living and Other Money-Saving Tips for College Students posted at Money Spending Mommy, saying, "If you’re going to school full-time, you’ll have a limited number of hours each week to work and earn money. So it’s important to learn how to cut costs and live on a budget. Here are some money-saving tips that will help."
Jonathan from Debt Loans presents Renovating Your Home on a Budget posted at Wallet Watcher, saying, "Turn your dreams into reality by converting your home into a blissful sanctuary without spending a fortune. By doing pre-renovation research on design, materials and colour scheme and adopting the above-mentioned strategies, it is possible to cut costs without compromising on quality."
Theresa Torres presents How to Choose Seasonal Produce to Save Money posted at Health On A Budget, saying, "We don't have to spend a lot of money to have a healthy diet. We can still enjoy our favorite fruits and vegetables and still have value for our money by following these tips."
Retiring
Paul Vachon presents Estate Planning Basics - What You Need to Know posted at The Frugal Toad, saying, "Have you ever thought about what would happen if you became incapacitated or died? What would happen to your home and other assets? Do you have a will and does your spouse know what your final wishes are? An estate plan is a set of legal documents that will make sure that your final wishes are taken care of."
Matt presents 089 Financial Excellence: How Much do you Need to Retire? posted at Living In Financial Excellence, saying, "Most people wait until they’re ready to retire and then wonder if they can retire. If you wait that long, it’s waaaaay too late, and you probably won’t be able to retire. You need to have a plan early and start working the plan early."
Saving
Mr. Money Smarts presents Paying For Your Child’s College Tuition posted at Smart On Money, saying, "If you have college-bound kids, and if you are planning to be the primary contributor to their tuition costs, there are practical means for saving money towards college and for reducing the bill. Here, then, are some tips that every parent in this situation should keep in mind:"
Taxes
Bucksome presents Tax moves to make before the end of the year posted at Buck$ome Boomer's Journey to Retirement, saying, "There may be some last minute strategies that you can look into to reduce you tax burden."
Sunil presents IRS Tax Form 1099 Reporting is Mandatory for Your Online Business posted at The Extra Money Blog, saying, "It’s never too late to comply with tax law, even if you have to go back and request retroactive forms from previous years. Don’t wait and get started today."
Linsey B. Knerl presents Taxes and Your Small Business: Are You Ready? posted at 1099 - Mom, saying, "If you are a very new business, and haven't begun to track your expenses and income for the year, it's not too late! If you are an old pro, and simply need to collect all your documentation for easy tax preparation, now is the best time to get started."
That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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For more on Ideas You Can Use, check back every Tuesday for a new segment.
This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.
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