|2008 New Year's Resolutions and Status|
|Healthier Lifestyle||Lose 10% of weight||Have achieved a 13% weight loss and am within 2% of the weight of my sophomore year in high school. I am considering trying to achieve a 20% weight loss which would put me almost at my lowest weight in high school.|
|Better diet||Achieved a target of 5 servings of vegetables/fruit per day in July, 2009, and regressed back to 2-3 per day. Since early August 2012, I have been eating at least 5 servings of vegetable and fruit per day. In addition, I've been taking Metamucil three times a day which provides 1/3 of my daily fiber requirement.|
|More exercise||In July, 2009, I had exceeded my target of 3 times per week by regularly exercising 6 times per week and then fell back to 2 times per week. Since early August 2012, I've been averaging 3 times per week, above 3 some weeks and below 3 for others. I still need to consistently be exercising at least 3 times a week.|
|Tax Strategies||Identify five strategies to minimize taxes||Used Roth IRA contribution, Child tax credit, Roth IRA conversion , and 0% long term capital gains in 2008. Continued to benefit from these four tax strategies in 2009, and added a fifth of using accelerated itemized deductions and standard deductions in alternating tax years. In 2010, we benefited from two additional tax strategies involving the saver's and making work pay credits.|
|Contingency income||Earn 20-40% of retirement income needs in first 3 years||Achieved 27% in 2008 due to deferred compensation. In 2009, 16% was achieved because our monthly expenses declined when we paid off our mortgage. In 2010, we earned 46% of our projected expenses. In 2011, we earned 80% of our projected expenses since I took on a temporary full time job at a non-profit. In 2012, the temporary full time job ended and I decided cut back on part time jobs. So 2012 earnings will cover about 30% of annual living expenses.|
|Have Fun||Family activities and vacations||Have attended 100% of our daughter's school activities for parents. We are doing several vacations a year and plan a major national parks vacation in the next couple years.|
|Hobbies||Playing tennis, and some golf. Doing coin collecting, tennis and golf with our daughter.|
This report card is a significant improvement over the September 2010 report card which had a B+ average. My main opportunity area is exercise. I won't consider my 2008 resolutions successful, until I give myself an A in every category :-)
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