Tuesday, September 24, 2013

The Wealth Builder Carnival #143

Welcome to the one hundred forty-third edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

And now on to the Carnival.

Insuring and Protecting

Gary presents Who Needs Life Insurance? Do I Need Life Insurance? posted at MyLifeInsuranceQuotes123.com, saying, "Ever ask yourself if you need life insurance? Every stage in life requires different considerations and priorities and we must adjust our financial outlook accordingly. Here is a step by step guide evaluating who needs life insurance, from when you are single to married with kids to empty-nesters, and what factors can play a role in determining how much coverage you need."


Bill Smith presents Bank Of Scotland Rating posted at FastSwings.com - Steve Patterson, saying, "In July of this year, Moody's Investor Service announced that they would review the Royal Bank of Scotland rating in order to determine whether or not the lending institution deserved a further downgrade in rank."

Matt Becker presents 5 Simple Questions to Ask Before Investing in Anything posted at Mom and Dad Money, saying, "Even when we already have an investment plan set up and running, we’re often presented with new investment opportunities that can seem pretty enticing. So how do we evaluate whether these new opportunities are right for us? We have to look beyond the hype and focus only on the aspects of the investment opportunity that are important to our specific situation. So today I’d like to talk about the five questions I think we all need to ask before deciding to put our money in any particular investment."

Living Frugally

Gary presents How Much Car Can I Afford? posted at Gajizmo, saying, "We want to prevent you from becoming the guy who drives around in a Benz, BMW or Escalade and then pulls up to a rent-controlled apartment. While that happens more often than you think all over the United States, it is critical that families not spend more than they can afford on a car. So, how do you determine how much car you can afford? Read our comprehensive guide to learn multiple strategies and considerations."

Jim Wilson presents 15 Blogs with Fun Kids’ Crafts for Under $10 posted at 10 Physical Contact Rules for Babysitters, saying, "Crafting is a multi-billion dollar business, but that doesn’t mean you have to break the bank to craft with your kids. Instead of shelling out big bucks for all of the fancy items craft stores carry, try to use things you already have around the house or find items that don’t cost a thing, like sticks, pinecones and recycled containers."

John Schmoll presents Christmas Shopping That Won’t Break the Bank posted at Frugal Rules, saying, "It may a bit early to think of Christmas as it’s a little over four months away, but by planning out your spending you have a much better chance of buying gifts everyone will love and still be frugal and thus not busting your budget."

Caleb Hill presents 10 Reasons to Consider Shopping the Consignment Shops posted at Nanny Classifieds, saying, "Whether you’re looking for a few new pieces or an entirely new wardrobe, clothing that looks great and fits beautifully is rarely cheap. Still, there is a source of gently-used clothing that you may not have previously considered, and that’s the local consignment shop"


Theresa Torres presents How Much Money Should I Save? posted at CreditDonkey.com Tips, saying, "Unsure about what your saving goals should be? Here are some tips and guidelines to help you get started."


Bill Smith presents Check Tax Return Online posted at 2010 Taxes to 2013 Taxes, saying, "Since the 2008 Economic debacle, the U.S. has looked for ways to maximize income while minimizing expenses."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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