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Expecting Higher Long Term Interest Rates

Recently, I was thinking that buying 20 year treasuries yielding 5% was a good option to lock in a good interest rate.  After TLT, the 20+ y...

Monday, June 30, 2025

My Sources of Retirement Income

Here are my approximate percentages of income sources for 2024.

53% Interest and Dividends
27% Social Security
20% Rental Income
0%  IRA/401K withdrawals

We have no pension.  

Having interest rates in the 4-5% range has been a great benefit.  My plan is for interest rates to continue in the 4-5% range until 2030.  If interest rates drop, we may need to make some IRA withdrawals or sell some stocks for a Long Term capital gains.

For more on Strategies and Plans, check back every Monday for a new segment.

This is not financial advice. Please consult a professional advisor.

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