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Time to Lock In Higher Long Term Interest Rates

As I prepare our 2025 Federal Tax return, I decided to compare what we earned in taxable interest in 2021 with 2024 on those tax returns.   ...

Monday, June 30, 2025

My Sources of Retirement Income

Here are my approximate percentages of income sources for 2024.

53% Interest and Dividends
27% Social Security
20% Rental Income
0%  IRA/401K withdrawals

We have no pension.  

Having interest rates in the 4-5% range has been a great benefit.  My plan is for interest rates to continue in the 4-5% range until 2030.  If interest rates drop, we may need to make some IRA withdrawals or sell some stocks for a Long Term capital gains.

For more on Strategies and Plans, check back every Monday for a new segment.

This is not financial advice. Please consult a professional advisor.

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