Consumerism Monkey. This monkey requires one to have the latest and greatest or the most and the best. This monkey is never satisfied. Once it gets the newest purchase, it can't wait for the next acquisition. More, more, more is its mantra. It causes one to live above one's means. Here's how I got rid of this monkey.
Debt Monkey. This monkey works with the Consumerism Monkey to cause issues. To satisfy wants, one creates a Debt Monkey. It starts in college, when incomes are low. At first it's just a little bit, and before long using debt becomes a lifestyle. Here's how I got rid of this monkey:
No Savings Monkey. This Monkey encourages living for today, because who knows if there will be a tomorrow. In addition, that life cannot be enjoyed as much when one is older. However, for most of us, saving is our path to wealth. I got rid of this monkey by:
Not Enough Income Monkey. The only way to know if one has this monkey is to get rid of the above three monkeys first. Most people who think they have the income monkey are really carrying a combination of the first three. So they work on increasing their income only to find the first three monkeys eat up the gains. Here's how I addressed this monkey:
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Photo Credit: morgueFile.com, Daniel T. Yara