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Still Hodling "Buy the Dip Stocks" for Now

Volatility makes it challenging to hodl buy the dip stocks.  When a very profitable stock dips 20, 30 or 50%, my instinct is to sell and kee...

Friday, July 03, 2026

Senior Discounts and Other Savings Opportunities

Since being over 55, I check if companies have senior discounts.   Many do, including Half Price Books and Walgreens.  My Ford dealer gives a discount on parts used for service.  I've also used the discount with movers and flooring installation. The discount ranges from 5-10% usually.

Different payment option sometimes charge a fee or offer a discount.  In the past, I asked if paying cash or by check gave a discount.   Sometimes yes, and sometimes no.  If yes, I pay by cash.   Recently, some service retailers have started charging a 3% service fee for using a credit card, with no fee for debit cards, checks or cash.   In this case, I pay by debit card or checks.

Sometimes the additional 3% service is indicated, and sometimes it is not.  I've started asking before making payment if a service fee is charged with credit cards, to avoid an additional charge.

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This is not financial, payment method, nor fee advice. Please consult a professional advisor.

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