Since being over 55, I check if companies have senior discounts. Many do, including Half Price Books and Walgreens. My Ford dealer gives a discount on parts used for service. I've also used the discount with movers and flooring installation. The discount ranges from 5-10% usually.
Different payment option sometimes charge a fee or offer a discount. In the past, I asked if paying cash or by check gave a discount. Sometimes yes, and sometimes no. If yes, I pay by cash. Recently, some service retailers have started charging a 3% service fee for using a credit card, with no fee for debit cards, checks or cash. In this case, I pay by debit card or checks.
Sometimes the additional 3% service is indicated, and sometimes it is not. I've started asking before making payment if a service fee is charged with credit cards, to avoid an additional charge.
Disclosure: No compensation was received for writing this post.
This is not financial, payment method, nor fee advice. Please consult a professional advisor.
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