The Wealth Builder Carnival #108

Welcome to the one hundred eighth edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

And now on to the Carnival.

Insuring and Protecting

Bryan presents How Much Life Insurance Should I Have? posted at MyLifeInsurance101, saying, "Buying too much or too little life insurance can be catastrophic in the case of a tragedy. In addition to considering how much of a death benefit is needed to maintain your family's lifestyle and keep them protected, potential policy holders must also take into account their current and future financial needs and circumstances. We discuss the step by step considerations needed to determine your life insurance death benefit."

Odysseas presents Why You Can’t Comparison Shop For Life Insurance posted at Wallet Blog, saying, "Anyone who’s ever taken out a life insurance policy knows that while you can try to shop around for the best rates, offers aren’t finalized until your paperwork and physical exam results are processed. So what should you do about this important aspect to protecting your assets."

Investing

My Money Design presents My Stocks with High Dividends Income Report – December 2012 posted at My Money Design, saying, "Stocks with high dividends are a great way to create passive income, lower tax payments, and retire early. Here is my 2012 Quarter 4 performance report."

Dividends4Life presents 6 Stocks Expected to Grow Their Dividends in 2013 posted at Dividend Growth Stocks, saying, "In this space we normally look at companies that have recently raised their dividends. However, as the year draws to a close there were very few companies of note increasing their dividends this week. With that, I thought it would be interesting to see who were the big dividend raisers in 2012 and what we might see in 2013. Here are six companies for your consideration..."

Brian McKay presents Federal Reserve Concerned About Stimulus Side Effects Which Could Lead to Higher CD Rates Before Mid-2015 posted at Bank CD Rates, Mortgage Rates, Savings Rates, Banking Reviews, saying, "Even though the Fed has decided to maintain aggressive stimulus measures in December's Fed meeting to support the recovery and bring down high unemployment, policymakers were divided on when to end these aggressive measures. If the Fed changes their accommodating stance to stimulate the economy we will see higher CD rates and higher rates on all interest bearing assets sooner than mid-2015, the current time frame the Fed is expected to keep rates low."

Living Frugally

Louis presents FHA Loans vs Conventional Loans posted at Wallet Hub, saying, "One of the biggest choices any home buyer has when taking out their loan is deciding whether or not they want to get an FHA loan or a conventional loan offered by a private lender. Picking between the two options can be very tricky–depending on a buyer’s situation each has its own advantages and disadvantages."

John Kiernan presents Ask the Experts: Why Do We Make New Year’s Resolutions (And How Can You Keep Yours This Year)? posted at CardHub.com, saying, "The New Year’s resolution phenomenon is largely a social construct, but that’s certainly not to say our intended changes are arbitrary. No, experts and common sense agree that we make resolutions because there’s something about the way we live our lives that we’d like to change. Does that include changing our approach to gaining personal wealth?"

John Schmoll presents What My Air Conditioner Taught Me About Saving Money posted at Frugal Rules, saying, "When our air conditioner broke in the heat of the summer I thought we’d have an expensive repair bill. Thanks to some quick thinking we were able to save some money and learn a little home repair trick in the process."

Retirement

Super Saver presents Retirement Financials - Perception versus Reality posted at My Wealth Builder, saying, "Here are five misconceptions Americans have about retirement financials."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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