The Wealth Builder Carnival #110

Welcome to the one hundred tenth edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

And now on to the Carnival.

Earning

Theresa Torres presents 6 Tips for Negotiating Your Salary and Benefits During a Job Interview posted at Hispanic Today, saying, "It can be a bit scary for interviewees to raise the question of salaries and benefits during a job interview although they would very much like to know. If you are preparing for your next interview, here are some tips to help you convey your salary expectations better."

Vytas presents Day trading tips posted at Trend, saying, "There are things that you should have in mind before jumping on any day trade. There are other things that you should have in mind when you are on a day trade. I like going over those before I open a trade and also when the trade is actually open. Let me share those tips with you."

Investing

John Schmoll presents Reader Question: Should I Invest in Mutual Funds or ETFs? posted at Frugal Rules, saying, "There are various similarities as well as differences between mutual funds and etfs. If you do some simple homework you can determine which funds are better for you while also keeping down the costs associated with investing."

Dividends4Life presents Ford (F) Doubles Its Dividend, And 3 Other Increases posted at Dividend Growth Stocks, saying, "Ford Motor Company (F) is the second-largest U.S.-based automaker and the fifth-largest in the world. January 10th the company increased its dividend 100% to $0.10 per quarter. Below are several other companies that have recently increased their cash dividends to shareholders..."

Living Frugally

Jason presents How to Get Your Family On Board When Paying Off Debt posted at WorkSaveLive, saying, "For many just embarking on their debt payoff journey, it's likely that your family may not be on board with your excitement to cut back on your lifestyle and eliminate debt. You may be dealing with a spouse or kids who are reluctant to change their lifestyle, and honestly, who can blame them?"

Peter Rudin-Burgess presents Compare Holiday MoneyForeign Currency - Three Top Tips posted at Compare Holiday Money, saying, "This is a post about getting the best value for money when you need to buy travel money but is UK based."

Jenny presents Eating out? Find a BYO restaurant and save a fortune posted at Money saving tips & advice from Discount Coder, saying, "Finding restaurants that allow you to bring your own drink can be a fantastic way to save money on eating out. This fabulous article discusses the best way to find these hidden gems!"

Charles presents FHA Requirements posted at Wallet Hub, saying, "Federal Housing Administration loans enjoy a fine reputation as a way for families of modest financial means to buy a home. In the aftermath of the home mortgage crisis, the FHA has tightened up some of its rules, but for many homebuyers, FHA loans are still an attractive option."

Denise Young presents 30 Blogs for Frugal Moms posted at Au Pair Care, saying, "Saving money becomes even more important in a struggling economic climate than in less troubling times, and managing the expenses of running a household while making sure that everyone has everything they need can be a major challenge, even for thrifty moms."

William presents Make Credit Card Spending Part of Your Budget posted at Card Guys Blog, saying, "It seems counterintuitive at first, but bringing in credit card spending as part of your budget can go a long way toward improving your finances — and keeping you out of credit card debt."

Retiring

Super Saver presents Social Security - Earlier or Later? posted at My Wealth Builder, saying, "I've estimated my break even age to be 78, i.e. I will get more money taking benefits at 62 if I die before 78 and more money taking benefits at 70-1/2 if I die after 78. My decision will be based on whether I estimate I will live past 78"

Saving

Bryan presents Credit Unions vs. Banks posted at Gajizmo, saying, "Not all banks are created equal. Determining whether you should open an account at a credit union versus a bank depends on your financial goals and needs. For different services, we recommend having an account at both, and here's why!"

Taxes

Bill Smith presents Eliminating State Income Taxes Could Spur Economic Growth posted at 2012 Taxes - Free Tax Filing Options, saying, "While Washington continues to struggle with attempts at major changes to the federal tax system, individual states have no such problem."


That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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