The Wealth Builder Carnival #75

Welcome to the seventy-fifth edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes. Unfortunately, Blog Carnival was having some technical difficulties two weeks ago, which may have limited the number of submissions.

And now on to the Carnival:

Earning

Theresa Torres presents 6 Tips for Starting Your Business While Working Full Time posted at n0elle.com | Communication and Business Thoughts for Creative Entrepreneurs, saying, "Starting your own small business while still working full time is not simple but is certainly possible as many entrepreneurs are doing. With hard work, a good plan, discipline, and by following these tips, you can be on your way to managing your own side business."

Chase Dumont presents Bootstrap: Starting Your Business without Funding posted at Chase Dumont, Rainmaker, saying, "When you start a new business and bootstrap it yourself, it can be easy to run through your cash fast. In this post, learn why you want to make your money stretch, and why - even if you know what you're doing - money stretched over more time means better chances for you to succeed."

Insuring and Protecting

Jeff Rose, CFP presents Do I Need Life Insurance? posted at Life Insurance by Jeff, saying, "Have you asked yourself the question "Do I need life insurance?" Here are some reasons why you should."

Investing

Dividends4Life presents 11 Low-Debt, Higher-Yielding Dividend Stocks posted at Dividend Growth Stocks, saying, "When investing in dividend growth stocks, the goal is to find and buy stocks that will continue to raise their dividends. To do so, the business must generate cash in excess of their operating needs. But too many times this is simply not enough. Many companies generate significant free cash flow, but often that cash is already spoken for in the form of debt obligations..."

AJ presents Functional Financial Illiteracy posted at What Next, saying, "The language of investing perpetuates the gambling myth. A stock that does well is called a "winner," an investment recommendation is called a "hot tip" as if it were a horse running in the third race at the track. No wonder planning for the future is called the "retirement game.""

Daniel Force presents System Trading: Suggested First Step for Beginners posted at What can I do about ___?, saying, "I show how an investor with some programming skills can improve on the permanent portfolio by including a small amount of trend following to their asset allocations."

Living Frugally

John presents It’s Their Fee Party, and Prepaid Card Issuers Will Charge If They Want To posted at Wallet Blog, saying, "With prepaid cards rapidly gaining ground on traditional checking accounts, how do you know which ones are the best and which are the worst? Confusion is the current name of the game when it comes to fee disclosure. Let's hope that changes - and soon!"

Jonathan Milligan presents 3 Money Habits That Will Never Fail You posted at Simple Life Habits, saying, "There is a lot of financial advice that floats around the web. Yet, here are 3 simple truths about money that will never fail you."

Laura Edgar presents Free Checking at Community Banks: NerdWallet’s Top Picks posted at NerdWallet Blog - Credit Card Watch, saying, "". As it turns out, community bank checking accounts are often way better than what big banks can offer you. Many community banks have always offered free checking, and an increasing number are adding interest and debit card perks to these accounts as well.""

Steve Faber presents First Homebuying Tips – Know This to Buy Your First Home | Homes For Sale in Kent WA posted at Homes For Sale in Kent WA, saying, "A home is many people's largest asset, and their first real estate investment. In the past, it has been counted upon to deliver healthy appreciation, while providing essential shelter to you and yours. It may well do so again. Here is how not to get taken for a ride when you purchase your first home."

Liana presents 2012 Small Business Credit Card Study posted at CardHub.com, saying, "Since more than 60% of small businesses use credit cards to invest in and finance their companies, it's good to know which credit card issuers are the most "small business friendly." Find out which of the major banks are looking out for entrepreneurs!"

Saving

Jason P. presents Saving for College: What is a 529 Plan? posted at One Money Design, saying, "Heard about 529 savings accounts but not sure how they work? If so, this article on the 529 education savings account plan will help you."

Taxes

Super Saver presents Filed an Extension to File posted at My Wealth Builder, saying, "Form 4868 extends the tax filing date to October 15, 2012. However, form 4868 does not extend the date for paying taxes owed, which are still due on April 17, 2012."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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