The Wealth Builder Carnival #86

Welcome to the eighty-sixth edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

And now on to the Carnival.

Insuring and Protecting

Brandon Lewis presents Should You Choose A Lump Sum or a Structured Settlement Annuity? posted at Annuity Structured Settlements, saying, "Our guide will help explain the difference between a lump sum and a structured settlement annuity."

Mac Hildebrand presents Best Places for Finding the Cheapest Car Insurance posted at Car Insurance Comparison, saying, "This article includes where to look online as well as what to expect from large companies and independent agents."

Investing

Habeeb presents Fidelity New Markets Income Fund (FNMIX) posted at Dividend Paying Mutual Funds, saying, "Fidelity New Markets Income Fund (FNMIX) has $5.5 billion in assets under management and pays an outsized 5.2% dividend. The fund has a strategy of investing 80% of its assets in debt securities of emerging markets including sovereign bonds, agency bonds, corporate and treasury bonds. Examples of emerging market countries include Venezuela, Mexico, Turkey, Qatar, Brazil, etc. If you had invested $10,000 in this fund on July 11th, 2002, your portfolio would be worth $33,085.59 as of July 11th, 2012. This means an average annualized rate of return of 12.8% which is superb"

Dividends4Life presents A Simple Approach To Earn More Than 4% In Dividends posted at Dividend Growth Stocks, saying, "Eventually, someone else will have to manage your portfolio. Will this hand-tuned marvel you've spent a lifetime constructing collapse under a spouse or child's oversight? Now might be a good time to design a plan for your portfolio for the day when you are no longer available to call the shots..."

Living Frugally

Josh Champagne presents Why We Don’t Clip Coupons posted at Josh Champagne, saying, "Most simple and frugal living bloggers suggest you clip coupons as part of your saving strategy. We don't and here's 3 good reasons why."

Nivene presents Comparing and Contrasting Free Personal Finance Software posted at CashNetUSA Credit Resource Center, saying, "There’s no need to spend hundreds of dollars on online financial software when there are plenty of free options to choose from. This infographic compares some of the most popular and helps you decide which is the best for all your needs."

Theresa Torres presents Five Money-Saving Tips for Finding Used Photo Equipment posted at ThePhotoWork, saying, "Buying used photo equipment can be a good option if you don't have cash for a brand-new one. Check out these tips to ensure that you're getting the best for your money."

Katie presents 7 tips for saving cash on camping by keeping it simple! posted at Money saving tips & advice from Discount Coder, saying, "Everyone loves going on holiday but sometimes we just don't have the spare cash to make it happen when we really want. Well, camping can solve that problem and these thrifty camping tips will get you sleeping under the starts for even less cash!"

Retiring

John presents How High Fees and Conflicts of Interest Are Hurting Your 401(k) posted at Wallet Blog, saying, "Retirement - The American dream! Sock away as much as you can into your 401(k)! Sounds like sure thing - right? But do you really know what the cost of 401(k) retirement planning is?"

Saving

Miranda presents How the IRS Classifies Your Income posted at Wallet Hub, saying, "Money coming in for work we do. The IRS, though, takes a different view. It uses a system of different income classifications, and the way yours is classified will decide exactly how much in taxes you pay on it. Before you fill out your tax return, it’s a good idea to understand the different types of income that you might have."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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