The Wealth Builder Carnival #81

Welcome to the eighty-first edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

And now on to the Carnival.

Earning

Theresa Torres presents 5 Ways to Market Yourself as a Personal Fitness Trainer posted at Mueller Musings, saying, "If you're already passionate about health and fitness and you want to help others achieve the same goals, being a personal fitness trainer can be a good earning opportunity. You need to have a good marketing technique to get your business out there so here are a few tips to help you get started."

Norbert Szabo presents How to make money by posting gigs on Fiverr. posted at Building aBusines While Having a Life, saying, "Sometimes I feel we are tend to over complicate things. Getting traffic or making money online is not as hard as many think. In this post I would like to write about fiverr which is the best way to earn money just about half an hour after you posted your first gig."

Insuring and Protecting

Mac Hildebrand presents Car Insurance Payment Options and How They Work posted at Car Insurance Comparison, saying "When drivers purchase a new auto insurance policy, they are inundated with a long list of payment options, both in terms of how many payments they want to make and how they want to make them. Though every insurance company is free to set parameters as they see fit, a typical scenario has the insurance company offering options including a single payment, two or three installments, or monthly installments. You can pay for your policy with cash, check, or money order, or some sort of electronic funds transfer."

Dr. Dean presents Don’t Text These 5 People! posted at Dr. Dean's TheMillionaireNurse.com Blog, saying, "Texting is fine and can save time and money. But there are people you just don't want to text."

John presents Forget Your ATM Card? No Biggie, As Long as You’ve Got Your Phone posted at Wallet Blog, saying, "Like the idea of using your smartphone for everything, but would rather use cash than make contactless payments that could cause you to lose track of your budget? Well, not to worry. Thanks to NCR, using your smartphone to make withdrawals at an ATM is on the horizon."

Investing

Dividends4Life presents 7 High Yielders With A Low Free Cash Flow Payout posted at Dividend Growth Stocks, saying, "All dividend growth stocks are not created equal. Good companies maintain their dividends during a downturn (like the one we experienced in 2008); while great companies continue to increase their dividends during a downturn. To find these great companies, you will need to focus on more than just yield. You need to consider the stock's Free Cash Flow Payout."

Habeeb presents How to Calculate Cost of Equity on Common Stock posted at Best Dividend Mutual Funds, saying, "Cost of Equity is defined as the annualized rate of return (%) that investors must achieve on their investments in shares of companies or mutual funds. Those returns can be composed of annual dividend payments, capital appreciation in the value of the shares, special one time distributions, etc."

Living Frugally

Liana presents Q1 2012 Credit Card Debt Study posted at CardHub.com, saying, "The first quarter of 2012 indicates consumers are paying down credit card debt. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years? Take a look at the new data - Then decide which road you want to travel."

TB presents New Air Conditioners Really Do Save You Money posted at Blue Collar Workman, saying, "Installing a new air conditioner (i.e., getting rid of that one from the 1980s!) will save you BUNDLES. The new a/c units that companies are building are big and they're efficient."

Saving

LaTisha D Styles presents How Young Adults Can Build Wealth posted at Financial Success for Young Adults, saying, "The first method to building wealth is saving money. I don’t mean save a little here and there, I mean really putting away at least ten percent of your income."

Taxes

Super Saver presents Taxes are Going Up - Even for the 99% posted at My Wealth Builder, saying, "I attended a financial seminar last month and the speaker stated emphatically that Federal income taxes will increase in 2013 for everyone."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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