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Here's a simple strategy of managing personal finances:  50/30/20 rule.   50% for necessities such as housing, utilities, groceries.   3...

Friday, January 30, 2026

Lack of Routine is a Retirement Adjustment

After many years of work, I had developed a pretty set routine.   

Weekdays -Routine
  • 6AM   Get up, shower and get dressed for work.
  • 7AM   Drive to work
  • 8AM - 6PM   Work with collegues
  • 6PM    Drive home, pick up items, run errands
  • 8PM    Home tasks and relax
Weekends -No Routine
  • No set schedule
  • Generally do errands, kids activities, house/yard work
  • Manage retirement investments and spending
Upon retirement in 2007, I no longer had a weekday routine.  I filled it partly with part-time work (no pun intended) by doing seasonal taxes, working at local parks and teaching some after school classes.   For one year, I was the interim executive director for a new non profit.  These were all good transition jobs, but nothing stuck for a last hurrah job.

In 2015, I ended doing retirement part-time work.  I started focusing more time on determining my retirement purpose and delivering on that: My Retirement "Career" and Purpose.   Except for kid's activities, there still isn't much routine, but there is much more focus and direction, which helps a lot.

For more on Reaping the Rewards, check back every Friday for a new segment.

This is not financial nor retirement advice. Please consult a professional advisor.

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