In 2025, I was waiting for the market drop/correction before investing funds. Then in came around April 8, 2025. While I did buy a little, I decided to wait and wait AND wait, since I thought a further extended drop was inevitable. Unfortunately, the market didn't drop further and I missed out on the market gains if I had made newly invested funds in April.
For 2026, I've decided not to wait for the "inevitable" correction. Each month, I plan to invest a set amount into the S&P index mutual fund or ETF. If the market should correct, I will more to the set amount of funds. If the market keeps going up, I will keep investing the set amount.
For my child's account, I will invest a minimum of $159 each month, since that regular contribution is expected to become $1 million dollars after 40 years if dividends are reinvested.
This is not financial nor investment advice. Please consult a professional advisor.
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