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Be One's Own CFO for Personal Finances

Here's a simple strategy of managing personal finances:  50/30/20 rule.   50% for necessities such as housing, utilities, groceries.   3...

Tuesday, January 27, 2026

Screening Phone Calls Reduces Annoyance

We screen all our landline incoming phone calls.  We don't answer if we don't recognize the phone number.  97% of those calls don't leave a message.   The other 3% are cold calls or returned calls where we don't know the number yet.

I can monitor calls from the main phone or the two cordless extensions.  Saves us a lot of time.  We don't need to decline making contributions, listen to sales calls, or deal with potential scammers.  

Too bad email isn't as efficient at screening out scam email yet.   Wishful thinking.

For more on Ideas You Can Use, check back every Tuesday  for a new segment.

This is not financial nor phone advice. Please consult a professional advisor.

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