My Actions May Be Used For Training Purposes

"For training purposes, this conversation may be recorded." - Customer Service disclosure

Although I am not trained in education, I am finding out quickly that a major learning mechanism for children is to replicate what they have seen or heard - both the bad and the good. I've learned that I need to be a good role model or else the poor actions will be replayed back to me, perhaps for weeks.

Good Role Model

Driving - Buckling up. Stopping at stop signs and red lights. Going the speed limit.

People skills - Complimenting others. Being positive. Collaborating. Sharing.

Personal finances - Saving. Avoiding debt. Making good purchase choices.

Bad Role Model

Driving - Talking on a cell phone. Commenting on other drivers with colorful language.

People skills - Complaining. Making disparaging remarks about others. Being disrespectful.

Personal finances - Buying more than one can afford. Using debt to maintain lifestyle. Gambling.

Children seem to copy those actions one doesn't want them to do:-) If I tell them not to use credit cards, but constantly have credit card debt, guess which one the child follows? The same is true for other financial practices, most driving behaviors, and many social skills.

Not too long ago, I had a Bad Role Model moment. Our bank was having its one year anniversary outdoor party. The parking lot was crowded and the driver of an extended van was doing a particularly poor job of pulling out of the parking space. It seemed to take forever with seven direction changes, even though the van was able to clear the parked cars after three. I commented, " What a &%$#@ dolt." Immediately, our 2 1/2 year old repeated, "What a &%$#@ dolt." Ooops. Fortunately, for me, I have never heard her speak those words again. Since then, I haven't spoken those words either :-)

For more on Crossing Generations, check back every Thursday for a new segment.

This is not financial or parenting advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC