The Wealth Builder Carnival #49

Welcome to the forty-ninth edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized them into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

And now onto the Carnival:

Earning

simond presents Making Money From a Website posted at True to Business, saying, "Article about how to earn revenue from a website"

Marie presents Ways to Earn Extra Money to Put Aside posted at Money Spending Mommy, saying, "Whatever the reason, there are many ways you can earn extra money. Here are some ideas for your consideration."

J.B. presents 100th Post! posted at My University Money, saying, "We're proud to be 6 months old and have completed our 100th post, thanks for all the support everyone!"

Nabil Gulamani presents Why Relationship Based Selling is Very Important For Your Business posted at SuccessAtReach — SuccessAtReach, saying, "Find out why you need to work on your relationships with all your clients for long term business success"

Kyle Taylor presents 5 Weird Ways to Make Money Recycling posted at The Penny Hoarder, saying, "Collecting cans for the recycling center is not the only way to make a buck with your recyclables. Check out these 5 new, very weird ways to make extra money recycling…"

Tarik presents How to be a Lean Mean Operational Machine posted at Success starts today, saying, "3 easy steps to feel wealthier and be able to achieve your goals faster."

John presents College and Future Earnings: What’s the Connection? posted at Wallet Blog, saying, "We've all heard the saying that people with college degrees will earn more throughout their lives than people who only have a high school education -- but does having a framed piece of paper on your wall necessarily mean you are destined for a bigger payday?"

Investing

Hemant Beniwal presents 15 Types of Risk that affect your Investments posted at The Financial Literates, saying, "What comes to your mind when someone says RISK or this investment is risky? Loosing the principal amount. No there are more than 15 types of risks – that you must understand before Investing"

Trent Green presents How do Corporations Work? The Basics Regular People Need to Know posted at Money for Regular People, saying, "If you’re going to invest in corporations through stocks, mutual funds, a 401(k) plan, exchange traded funds (ETFs) or some other means, it’s important to understand the basics of how they work. In keeping with that theme, the purpose of the article below isn’t to provide an exhaustive, technical explanation of what a corporation is and how one works, but to focus on fundamental principles related to corporations that you need to understand so that you can be a more informed, knowledgeable investor (or even a potential business owner!)."

Dividends4Life presents 9 Dividend Stocks With A Low P/B Ratio posted at Dividend Growth Stocks, saying, "A declining market is what value and dividend investors long for. There have been times in the past where I struggled to find stocks worthy of purchasing. Now, the challenge is to pick the best available stocks that will maximize my chances of future success. When looking for value priced stocks, the Price-To-Book (P/B) ratio is one that I like to focus on."

Tyler presents Building Wealth Using Dividend Paying Stocks posted at Debt Reckoning, saying, "A great look at using dividend-paying stocks and a reinvestment strategy to build wealth."

Steve Zussino presents Is Netflix (NFLX) stock headed for the bottom? posted at Canadian Personal Finance, saying, "One of the main reasons I don’t like to invest in technology companies or technology services anymore is that the next ‘big thing’ can come along and convince the consumer to switch brands.An example is Netflix (NFLX).Their Unique Selling Proposition is that they are an easy way to view a huge library of videos and you can watch on a variety of devices and you do not need to buy cable anymore at an affordable price."

Kanwal Sarai presents Watch Out! A High Payout Ratio Could Get You in Trouble posted at Simply Investing Blog, saying, "Smart investors always check the payout ratio, it only takes 5 seconds and it could save you lots of money in the long run. The Payout Ratio is the ratio of money a company gives out to shareholders compared to how much money the company keeps for itself. This ratio is very important because it can be a good indicator of how much you as an investor can expect to receive in the future."

Mutual Fund presents What is a Mutual Fund? posted at Mutual Fund, saying, "Here is an article that explains in simple terms what is a mutual fund. If you have no idea about mutual funds, this article will explain that."

MoneyCone presents Vanguard’s Most Expensive Funds posted at Money Cone, saying, "The most expensive funds are not necessarily the best performing ones."

Ken Faulkenberry presents Top Global Investment Trends to Invest In – 2011 posted at Arbor Asset Allocation Model Portfolio (AAAMP) Blog, saying, "Included are some of the top global investment trends that should be included in your portfolio asset allocation in 2011 and beyond."

jared h presents Behavioral Economics posted at RICH AS CHOCOLATE, saying, "Investing in the stock market can stress your emotions. Learn the science of behavioral economics, and you will better handle the ups and downs of an unstable market."

Living Frugally

Jon Elder presents Why a 15 Year Mortgage is a Smart Move posted at Free Money Wisdom, saying, "Here are some things to consider when trying to choose between a 15 year and a 30 year option on your mortgage:"

Steve Ryan presents The Frugal Bubble; How Long Will It Last? posted at Smart Wealth, saying, "A sense of fear has returned to households around the world. People are once again worried about losing their jobs, their houses, and their businesses. For many, being frugal is not an option, it’s a survival tactic."

James presents Learning How to Shop for Food posted at Why am I Bleeding Money?!?, saying, "I hope you enjoy!"

Marie presents Pros and Cons of Selling Your Car to Settle Debts posted at Money Spending Mommy, saying, "If you own a car, you might consider selling it and using the proceeds to pay off debts. That is certainly an option, but it’s one that should not be taken lightly. Here are some of the pros and cons of selling your vehicle to settle debt."

DJ presents 6 Tips For Setting Your Budget Priorities posted at The Family Wallet, saying, "Setting priorities makes budgeting much simpler. But even this is difficult for many household money managers. Here are some ways that you can make priority setting a little easier:"

Jonathan from Debt Loans presents 3 Delightful Benefits of Giving Up Television posted at Frugal Living, saying, "With time and money being needlessly squandered on something that is not known to be a productive pastime, you may want to look into getting rid of your television service. Not so sure about that? Check out the amazing benefits you can gain from this simple move:"

Retiring

DJ presents Are You Saving Enough For Retirement? posted at The Family Wallet, saying, "The earlier you start saving for retirement, the more painless it will be. For each year you postpone saving, you’ll have to save a little more each month to reach your goal."

Carlos Sera presents A Required Rate Tale posted at Financial Tales, saying, "The real question that should be asked is—How much stock should investors hold? Old or young has nothing to do with it. So, how much stock should investors hold? The answer is—as much as required to earn the returns necessary to achieve your goals and is why I call this tale A Required Rate Tale."

James Bush presents Withdrawing from Your 401k Early (If You Absolutely Have To) posted at 401k Calculator, saying, "It's often not a good idea to tap into your 401K but if you have made the decision to do so here are some things to consider."

Taxes

Mike Piper presents 2012 Tax Brackets and Standard Deduction (Projected) posted at The Oblivious Investor, saying, "Now that the relevant CPI figures have come out, we can calculate the tax brackets for next year (provided no new legislation is passed)."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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