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Showing posts with label Carnival of Family Life. Show all posts
Showing posts with label Carnival of Family Life. Show all posts

Sunday, October 07, 2007

Carnival of Family Life #74 - The People's Choice Edition

Welcome to the 74th Edition of the Carnival of Family Life - The People's Choice Edition. First, I would like to thank Kailani at An Island Life for giving me the opportunity to host this esteemed Carnival. Second, I apologize if any family related submissions were left out. Blog Carnival had a major glitch this week and deleted posts submitted prior to the afternoon of Thursday, October 4. We think we recovered all of them, but are sorry if we missed some. Third, per Carnival guidelines, each blog was only allowed one submission, even in cases where there were different blog authors. For multiple submissions from a single blog, I chose to use the earliest submission.

Finally, doing this Carnival was a great affirmation of the outstanding family blogging community. I read every submission and they were all excellent.

Here's a little background on this week's edition. It's called The People's Choice Edition, because you, the reader, can vote for every post you like. For your convenience, I have grouped the submissions into eight categories: Parenting, Celebrations, Fun Activities, Life Lessons, Education, Health, Commentary, and Miscellaneous. Within each category, the posts are listed in the order they were received (a reward to early submitters:-). You are able to vote for all posts you like using your own criteria. Voting for more than one post or for your own post is acceptable. The only rule is that each individual computer can only submit votes one time for each poll. (You'll see why once you vote:-)

Now on to the Carnival:

Parenting

Good parenting is an art and the set of skills is often passed from generation to generation. Here are this week's submissions that provide insights, guidance and principles on the art of parenting:

Amanda Regan presents Secrets of parenting. posted at The GOOD, The BAD & The MISCHIEF, saying "Secrets of parenting I learnt the hard way."

SummerM presents Sibling Rivalry posted at Our Family Village. Having been an only child, sibling rivalry is a new experience for this parent.

K T Cat presents I am an Evil Father posted at The Scratching Post, confessing that he gets his daughter to eat vegetables without her knowing it.

FrugalTrader presents The Breast is Best posted at Million Dollar Journey, saying " An article describing the advantages of breast feeding. Both financial and practical."

therapydoc presents Stealing from the Closet posted at Everyone Needs Therapy. Not surprisingly, we are our parent's children :-)

Aruni Gunagesaram presents She Went to School in a Pull-Up and Came Home Wearing Underwear posted at Entrepremusings, saying "Potty training is a rollercoaster of ups and downs. Currently, my family is going through an upward trend."






Abel Cheng presents Be Careful What You Say to Your Child - You Could Ruin His Life posted at ParentWonder.com. I agree children seem to learn by example from their parents, both good and bad.

Karen Murphy presents how to stop freaking out posted at Lion and Magic Boy. This makes my tough days look easy.

Linsey Knerl presents My Little Person.... posted at Facipiers and Stinky Toes. Here are the signs that your baby is becoming a "person."

Super Saver presents Lessons From My Dad - Encouragement posted at My Wealth Builder, giving tribute to his dad's support throughout his life.

Stephanie presents Good Tow posted at Adventures in the 100 Acre Wood, observing how her son responded to selling his old toys.

Kevin Heath presents Parenting and Taming The Video Game Monster posted at More4kids, which shares guidelines for video game use by Stacey Schifferdecker.







Celebrations

Enjoying life is about celebrating every day and special events. Never miss a chance to celebrate an event! Here are submissions that celebrate milestone events:

mom & dad present Planning a Ten Year Old Birthday Party posted at raising4boys.com. This will be the first sleep over party for their son.

Kailani presents Welcome Home Heroes posted at An Island Life. Here's a touching moment about our returning troops.

Doris Chua presents Terrific TWO! posted at Life, Travel, Passion & More. Her son has a second birthday party.

Deb presents Guess what I got in the mail today? posted at Mom Of 3 Girls, saying, "Come check out what my dad sent me - a month early!"






Fun Activities

Looking for something to do? Here are some great ideas from the blogosphere:

Erica Douglas presents 31 Kids Activities for October posted at Littlemummy.Com. Check out this list for some fun activities.

Debbie presents Paella Success posted at Delicious Baby, saying, "During the month of October I will be travelling to Spain with my family and blogging about the experience."

Jenny presents Race The Day Away posted at the so called me. This reminds me of how much I love video games and the reason I don't own one :-)

Brian presents Finding my Marbles again posted at welikeplay.org. This article reminded of the great fun games that existed before computers.

Donetta presents School Fund Raiser at the Skate Rink posted at A Life Uncommon, saying "School Fund Raiser at the Skate Rink "






Corey presents F.......is for Follow-up! posted at Living and Loving Every Minute of It!. Check out the apple man, Sigfried the Fuji!

George presents Baby Halloween Costumes posted at Man and his Baby. Some great pictures of some very cute costumes!

Csara presents Have Fun Indoors with Your Child posted at Baby Talkers. Here are some excellent rainy day activities.

Jennifer in OR presents My Elk Hunt and Shoot posted at Diary of 1. A photo shoot, in case you're wondering.

Jessie2850 presents Halloween Fun posted at Hunna's Happenings, offers a follow up to Halloween called Booing to extend the fun and treats.






Life Lessons

To me, learning never ends. Life is a continual process of learning from childhood and throughout adulthood. For reference, while not all the posts were directly "family" related, I thought they could be relevant to families.

David B. Bohl presents Life Coaches Blog Column: The Science of Happiness — Writing Your Own Formula for Happiness posted at David B. Bohl. He writes, "The formula for "happy" for each of us is different because there are so many factors that contribute to individual happiness. There's the happiness we may feel in having a career that is going well. There's the happiness we feel in being with people we love and can be ourselves with. There's the happiness that comes from helping others – from going out of our way to do something, unasked, for someone else that improves their life or circumstances. And there's a different kind of happiness we feel when we get the tax refund check in the mail or find a great positive error in our favor in the old checkbook. "

WorksForMom presents Wake Up Call posted at What Works For Us. She reflects that sometimes a "normal" day is much appreciated.

Tupelo Kenyon presents Choose the Companionship of Positive People Who Inspire You posted at Tupelo Kenyon, saying, "If the people you spend the most time with are inspiring, supportive, encouraging, and they demonstrate qualities you want to emulate – great, you are on the right track. If not, it's up to you to do something about it. Life is too short to put up with other people's pity parties, complain -and-moan marathons, and oh-woe-is-me clubs. (Enjoy soothing instrumental music as you read plus songs with lyrics related to each article – all free.)"

SingForHim presents Reclaiming Autumn posted at Real Life, saying, "As I walked into Lowes' Hardware last week, I felt like I should start belting out a chorus of Silent Night and passing out the egg nog. There was a parade of shiny new Christmas trees reminiscent of the Charlie Brown Christmas. And of course, my three princesses liked the white sparkly one the best. I love the Christmas season. But I began to feel a little bit cheated out of my favorite season: Autumn."

luvmy4sons presents Home Sweet Home posted at Do You Weary Like I Do?, saying "Going home after vacation."

MC Milker presents Pirates, Guns, Impulse Control and Apologies posted at The Not Quite Crunchy Parent. It's good to have neighbors and friends help with the process of socializing kids.

Dana presents Signs of Progress posted at Mombian, observing how her son is responding to questions about his parents.





Edith Yeung presents How to Achieve Your Childhood Dream by Randy Pausch at Edith Yeung.com Think Dream Act. This post shares the touching "last lecture" by Dr. Randy Pausch, from Carnegie Mellon University, who recently was diagnosed with pancreatic cancer.

Holly Schwendiman presents Fall Is In The Air at Holly's Corner, reflecting on how time is passing, although it sometimes feel it doesn't.

Hal Sommerschield, Ph.D. presents The Power Of Accepting Differences posted at North Star Mental Fitness Blog, notes the power of agreeing to disagree.

My Bubble Life presents Where is your focus? posted at Unleash Your Potential Through Christian Faith. "I came across a message that Minister Aaron Wood preached called "Running the Race". It was an excellent message about perseverance. Staying focused and not letting anything pull you off course."

Whymommy presents Do you even know how beautiful you are? posted at Toddler Planet, provides some great perspective as she recovers from cancer.

FamilyBriefs presents The Measure of Success posted at Family Briefs.com, reflecting that "success" has many dimensions.






Education

From books through college, here are the posts on educating your child:

Joy presents Cornell University offers 19 online programs posted at Online College Blog, saying "If you are looking for a way to increase your knowledge and improve your resume, you may want to consider Cornell University. Promising 'Ivy League Excellence, Online Convenience,' Cornell University has the 'most comprehensive, online professional and executive development curriculum offered by any top-20 university in the United States' (eCornell, 2007)."

Melitsa presents Sensory play 5 Taste posted at Play-Activities.com. A great article about teaching children about their senses.

Lill Hawkins presents Don't Know Much About Mad Scientists posted at News from Hawkhill Acres. "Whether you're an unschooler, homeschooler or schooler, there's a series of books that you should add to your library list. It's Kenneth C. Davis's Don't Know Much About series."

Stephanie presents Frugal Books, Frugally posted at Stop the Ride!, offering ideas for obtaining new knowledge frugally.

artThailand presents Founders Day posted at artThailand shares the graduation "last day" ceremonies at his daughter's boarding school.

Lori Cooperstein presents Tips for Starting a Kids Book Club posted at Lori, saying, "This is the first in a series of 3 articles."






Health

As I've grown older, I realize my health is very important. As Mickey Mantle said, " If I knew I was going to live this long, I'd have taken better care of myself. " Here are some great posts about health.

FitBuff presents 10 Tips for Aging Gracefully posted at FitBuff.com's Total Mind and Body Fitness Blog, saying, "Now, fast forward 10, 25, or 50 years. You made it. You're still alive. Your tattoos are barely legible on your sagging, wrinkle-ridden skin. And your retirement-home buddies aren't interested in your wild stories of "The Burning Man," because they can barely hear you as you struggle to speak between your smoking-induced coughs. Don't you wish you had done a few things differently? "

Kate Baggott presents Race for the Cure posted at Babylune, saying "How to teach your children to keep hope a few steps ahead of despair."

Bill presents 10 Things you need to know about dealing with a pregnant woman posted at Almost a dad, saying "Blog written by an expectant father about caring for and living with a pregnant wife."

Derek Brown presents Your Doctor Doesn?t Want You To Know. So Tell Him! posted at Omega 3 Investigations, saying "I am asking you to read and comment on this story because I believe it may have a life changing affect on you or someone you love. Please take the time to forward this story on to someone you feel might benefit from the information. There is also a Poll/Survey/Comment form at end of this story. I would be grateful to hear your thoughts and comments. Thanks."

Megan Bayliss presents Fattening kids for child sacrifice posted at Imaginif child protection became serious business., saying "The ancient Inca Indians appear to not be the only ones who fattened their children up for sacrifice. Are we following in their footsteps by feeding our children the wrong diet. Work against childhood obesity by helping children in your community. Charity and change starts with you at home."

Tiffany Washko presents Eco Friendly Halloween posted at Natural Family Living Blog. Making Halloween candy healthy is a great idea. What will they think of next :-)

Kyle James presents Fall Season Means Good Food posted at Rather-Be-Shopping.com Blog, saying, "Post on unhealthy foods your family should try and avoid this fall, at least a little bit!"






Aparna presents Home remedies for burns posted at Beauty and Personality Grooming, saying, "In the morning rush hour, it’s quite common for you to inadvertently touch a hot dish which you have just removed from your microwave oven, or sustain minor burns and scalds while handling gas-stoves. That is enough to get you in a frenzy, and you comb every nook and corner of your house and almost turn your house topsy-turvy in your frantic search for the elusive first-aid box. However, in this process, you more or less forget about the throbbing burn which badly needs your attention."

Mommy Poppins presents Sensory savvy snacks help kids do better in school posted at Mommy Poppins—Get more out of NYC for kids, saying, "Better snack foods can help kids perform better in school."

Lisa Mitchell presents Another Reason to Breastfeed posted at Let's Talk Babies sharing that breast feeding can reduce the risk of cancer for first-time moms over 25.

HowToMe presents How To Make a Deodorizer Spray posted at HowToMe. "Since you want only pleasant aromas throughout your house, consider a fragrance that is pleasing to you, while keeping everyone breathing healthy aromas."







Commentary

Looking for humor, politics or being green, look no further. While you may agree or disagree, these posts will stimulate your thinking:

Madeleine Begun Kane presents Not Tickled Pink About Girlish Pink Guns posted at Mad Kane's Political Madness. What will marketers think of next?

Ariah Fine presents Cloth Diaper Dilemma posted at Mother Approves Blog. Less rash or less garbage are the opposing sides.

Bob Crawford presents Create Your Day the BOB Way! Part One: Your Morning posted at Growing Your SELF - Bob Crawford Online, saying "Learn to create your day! Give yourself the edge when it comes to manifesting your dreams. It's your day - you get to choose what kind of day it will be. Choose well!"

Suzanne presents rant: television posted at :: adventures in daily living ::. If you hate TV, read this:-)

Jon Swift presents Bush to Kids: Grow Up! posted at Jon Swift, saying, "With his veto the President has stood up to Congress' plans to turn more of our children into wards of the state by expanding SCHIP and started weaning them off of government dependence. Toughening up our children will make sure they are up to the task of fighting the wars of the future."

Ian presents Why Country Music is Better Than Most posted at A Call For Volunteers - Review Your Religious Education Material!, commenting that "there is something in Country music that goes to the heart of the 'good life'. "

Summer presents School Student Assaulted Over Birthday Cake posted at Mom Is Teaching, which shares an excessive force incident at a California high school.






Micellaneous

Here's the best of the rest. These worthy posts didn't quite fit into any of the other categories.

Doris Chua presents Our Son's New Room posted at Home Office Women. Her son gets a great new play room.

Frugal Panda presents 57 Creative Ideas to Save Money As a Pet Owner posted at Frugal Panda. My personal favorite, which is not included on the list, is to have friends and neighbors who have pets:-)

Jody DeVere presents Cool Car Stuff for Moms -- and More! posted at AskPatty - Automotive Advice For Women. Although there is some useful stuff, I'm still waiting for the car seat that lifts our daughter from the ground and automatically buckles her.

Chicago Pop presents Nude on a Staircase posted at Daddy Dialectic gives a good reason to be in this situation.

Christine presents The color of ORANGE in all of it’s Autumn Splendor posted at Are We There Yet?, reminiscing about Fall in the different places she has lived.





laura presents ringmaster of his domain posted at Adventures in Juggling, saying, "this is a tribute to my husband, the head of the family here under the Big Top and one of the reasons he is the ringmaster here."

Robert Bach presents Hannah's Happy Toy posted at Kintropy In Action, saying, "Big brother pitches in to help keep his sister happy."

Stephanie presents Decluttering can Save and Make you Money posted at Unclaimed Money, observing that "Having too much stuff can cost you money."

zamejias presents Ice cream is hot posted at Verb. Wow, a child that doesn't like ice cream.







That concludes the 74th edition of the Carnival of Family Life. I hope you enjoyed reading and voting as much I as enjoyed creating this Carnival. You can check back during the week to see the poll results. The next edition of the Carnival of Family Life is being hosted by manicmama. Submit your blog article by using the carnival submission form.

This is not financial or family advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Saturday, May 12, 2007

Carnival Highlights For The Week #13 - Self Employed Edition

In reading the Carnivals this week, I looked for articles that were related to home businesses, being self employed or earning side income. Here are my picks for the week:

The Personal Development Carnival is hosted at Live The Power.My Carnival selection is Attitudinal Service, at Trusted Advisor Associates, which writes good customer service is intellectual. However, great customer service comes from the heart and soul.
The Carnival of Personal Finance #99 is organized by Money, Matter, and More Musings.My Carnival choice is by Tips for Running a Successful Seasonal Business by GreatFX Business Cards. The secret is managing three areas: budget, revenue, and time.
The Investor's Blog Network (IBN) Carnival #6 is hosted by The Digerati Life.My Festival pick is by Online Stock Trading which covers Online Stock Trading Mid-Day Trading. It provides a few tips and insights to help reduce the chart watching stress during the day,
The Carnival of Family Life #53 celebrates is one year anniversary at it's founder, An Island Life.

My Carnival choice is Family Business: Cons To Beware posted at Inklings, which gives a quick overview of home business pitfalls and ways to combat them.

The Festival of Frugality #73 is presented by Money Smart Life.My Festival pick is Save Money While Still Dining Out at Saving for Wealth, which shares money saving gift certificates to reduce the cost of business dinners. OK, this one is a bit of a stretch for the theme:-)
The Cavalcade of Risk is hosted at Getting Green.

My Carnival choice is Managing Risk in a Home Business at Families.com, which shares that they are multiple risk in a home business, including financial, business model, hiring and time management.

The Carnival of Taxes #18 is hosted by Don't Mess With Taxes.

My Carnival choice is Estimated Taxes and Avoiding Underpayment Penalties posted at Five Cent Nickel. How to pay estimated taxes is another "learning opportunity" of being self employed.



I hope you enjoy reading these Carnivals and finding ideas you can use.

This marks the final edition of Carnival Highlights for the Week. Based on a discussions at Money, Matter, and More Musings on what readers do not like in Personal Finance blogs, I am discontinuing this segment for now. It seems many regular personal finance blog readers dislike round up articles because the readers have already seen many of the highlighted articles. My site analytics also show these articles have relatively low readership.

My apologies to those readers who have enjoyed this segment. I hope you will equally enjoy the new segments that will replace Carnival Highlights for the Week.


Check back on Saturday for the next Reflections and Musings segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Saturday, May 05, 2007

Carnival Highlights For The Week #12 - Lessons for Life Edition

In reading the Carnivals this week, I noticed that several had personal finance insights that were also relevant to life in general. This week's highlights were selected based on this theme.

The Carnival of Personal Finance #98 is published at We're In Debt.My Carnival pick is by Ardini which looks at 3 Steps Towards Solid Financial Freedom Planning. A great concise post summarizing the three steps: Setting Goals, Behavior Change and Regular Communication. This approach resonates with me and also can be applied to other areas of life. If you only have time to read one post in this Carnival, I recommend this one.
The Festival of Frugality #72 is hosted at Frugal for Life.My Festival choice is Don't Be Afraid to Ask for a Discount, The Sequel by Five Cent Nickel. This post reinforces the concept of if one wants a lower price, one should ask. As a colleague once told me, the worst thing the salesperson can do is say "no." This is another concept that can be applied to other parts of life - e.g. asking for a raise.
The Carnival of Family Life # 52 is at Parenting Toddlers.My Carnival pick is by Inklings which gives us a run down on the pros to owning a family run business with Family Business: Pros to Embrace. The pros include: Time Together, Experience, Overcoming Hardship and Personal Development. The points are also valuable to other parts of life. The author noted that an upcoming post will discuss the cons of a family run business. Since I am now intrigued by the pros, I plan to check back on the post on the cons.

I hope you enjoy reading these Carnivals and finding ideas you can use.

Check back on Saturday for the next Reflections and Musings segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Saturday, March 31, 2007

Carnival Highlights For The Week #7

Here are the Carnivals from this past week that I am reading :

The Carnival of Personal Finance #93 is organized by Tired But Happy.

My Carnival choice is Early payoff: The great mortgage debate, posted at Frugal Zeitgeist,

I have been evaluating what I need to do to retire in my forties. My analysis shows that a key enabler will be to eliminate all debt, including my mortgage. I will likely be in the camp of paying of my mortgage in the next few years.

The Investors Blog Network (IBN) Festival #3 is hosted by One Guy's Investments.

My Festival pick is by The Israeli Speculator which presents Where Are The Customers' Yachts?, which revisits the 1920's question of why brokers were getting rich and not their customers. The reason was that brokers made their money on commissions and not stock picks.

The same question applies to all the newsletters and blogs that recommend stocks. Friends sometimes ask me about stock investments. I generally preface the discussion with, "If I were really good at investing, I'd be doing it full time, " which is the truth. True, I've had my moments, such as Dell rising 6X in 18 months and Intel calls growing 28 to 56 times in 4 months. However, I am not consistently this good, which requires me to keep my day job:-)

The Carnival of Family Life #47 is at More4Kids.

My Carnival choice is How To Pay Cash for College posted at Thrifty Mommy, which shares some excellent strategies a student can use to keep avoid using loans to pay for higher education.

I have one additional suggestions for parents. Start a college saving account when one's child is born and let the power of compounding help.

The 67th Festival of Frugality is presented by Debt Hater.

My Festival pick is Don't Budget to the Penny by Blueprint for Financial Prosperity, which is a devil's advocate post on how detailed to make a budget.

I confess, I don't keep a budget. My strategy is to put 25% of our income into savings at the beginning of the month and spend the rest. When I run out of money, I stop spending. Has worked for me for quite a while:-)



I hope you enjoy reading these Carnivals and finding ideas you can use.

Check back on Saturday for the next Reflections and Musings segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Saturday, March 24, 2007

Carnival Round Up For The Week #6

Here are the Carnivals from this past week that I am reading :

The Carnival of Personal Finance #92 is organized by Lazy Man and His Money.

My Carnival choice is Million Dollar Kids - Give me a break by My Financial Journey, which provides commentary on the Yahoo! Finance article on the costs of raising children. I was planning to comment on the Yahoo! article, which puts the high end of raising a child through 17 at $1.6 million, but hadn't done so yet.

$100,000 per year to raise a child. Hmm.... we don't even spend that much for our entire family today. The parents of the million dollar children are purchasing lots of items that are not in my set of things to buy:-)

The Carnival of Taxes #14 is hosted by Don't Mess With Taxes.

My Carnival pick is by Tax Tips for eBay Sellers which asks and then answers the question, What taxes are you responsible for as an eBay seller?. The answer is sales, payroll and income taxes.

Given the additional burden of tax filing work, it doesn't seem to me it's worth the effort to buy something for $10 to sell for $20 on eBay. I'm also willing to bet the majority of eBay sellers may not be complying with these tax liabilities:-)

The Carnival of Family Life #46 is at Digital Rich Daily.

My Carnival selection is Should Parents Pay For Children's Colleges? posted at Getting To Graduation, which proposes that parents should target for paying 1/2 of the costs, with paying 100% being the exception.

This discussion has been going on in the blogosphere for quite a while, with many good points on both sides. Personally, I plan to pay for a 100%, and am acting against that plan. Of course, I may have to pay less that 100% when the time comes, or choose a less expensive school.

The Festival of Under 30 Finances is hosted by Money Crashers.

My Festival pick is Talking Dollars: The 100 Most Famous Quotes About Finance by Debt Consolidation News, which lists 100 quotes on personal and other types of finances.

Overall, I like the list of quotes and will use some of them as introductions to future posts. One I especially liked is by Andrew Mellon, "Gentleman prefer bonds." Surely, this is a topic for a future post:-)

The Carnival of Personal Development is presented by The Carnival of Personal Development.

My Carnival choice is Our Lives Tick Off One Second At A Time posted at Enhance Life, which points out that we should appreciate every moment of our lives and the time with those we care about. Well said.

My dad once said, "Funny thing about life, no one knows what's going happen tomorrow." To this point, I plan my financial security conservatively to last until my 90s and I interact positively with those close to me in the event it is the last time we see each other.



I hope you enjoy reading these Carnivals and finding ideas you can use.

Check back on Saturday for the next Reflections and Musings segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Saturday, March 17, 2007

Carnival Round Up For The Week #5

Here are the Carnivals from this past week that I am reading :


The Carnival of Personal Finance #91 is organized by The Sun's Financial Diary.My Carnival choice is by The Stubborn Capitalist who presents The "Get Rich Quick" Fallacy. The article makes the point that "quick" does not mean "easy." In fact, his main learning from trying "get rich quick" programs is that getting rich requires hard work.
The Investor's Blog Network (IBN) Carnival #2 is hosted by Investors Trip.My Carnival pick is What do you make of a stock market sell-off? by The Digerati Life, which advocates that fundamentals are still good at this time and only traders should consider exiting.

I guess I'm a trader:-) I closed out all my 2007 purchases in my personal accounts on March 2, 2007 and am waiting for a clear bottom in the correction. In addition, I am seriously considering opportunities to short stocks for the first time since 2004.
The Carnival of Family Life #45 is at Adventure in the 100 Acre Wood.

My Carnival choice is Great Ways for Kids to Make Money posted at Getting Green. He presents a list of jobs that can help children learn about earning money for work.

I would provide the additional possibilityof leveraging the Internet, since age and capital are not as critical in starting a successful Internet business.

The Festival of Stocks #27 is presented by Fat Pitch Financials.

My Festival pick is Is Chico’s Turning the Corner? at One Guy’s Investments, primarily because I currently own Chico's.

Unfortunately, I have lost money on Chico's and am hoping that his analysis is right. Hope springs eternal, especially when one's investment has declined:-)

The Carnival of Investing is hosted by The Skilled Investor Blog.

My Carnival choice is Gold As Investment: The Basics posted at Money, Matter, and More Musings, which provides an excellent explanation of a karat and why it is important to the value of gold.

Gold always has appealed to me, but jewelry and mining shares are the only forms I have owned to date. The inconvenience and worry related to keeping it are the main reasons I haven't invested in gold bullion or coins.

The Festival of Frugality #65 is presented by The Festival of Frugality.

My Festival choice is Stop The Financial Leakage! by My Two Dollars, which offers good tips on eliminating postage for paying bills, reducing cell phone plan costs, and not wasting water.

My additional tip would be to eliminate the cell phone completely as I suggested in Buy Only What You Need.




I hope you enjoy reading these Carnivals and finding ideas you can use.

Check back on Saturday for the next Reflections and Musings segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Saturday, March 03, 2007

Carnival Round Up For The Week #3

Here are the Carnivals from this past week that I am reading :


The Carnival of Personal Finance #89 is hosted by Binary Dollar.My Carnival choice is Free Money: Federal Excise Tax Refund posted by Simple Guru. This is about the one-time $30-$60 tax credit for a federal phone tax from 2003-2006. I chose this post because many filers have not taken the credit. To date, out of 34 million filers, 10 million people have not claimed the credit, which is available to everyone. (I think the reference is a Wall Street Journal article, which I can't find at the moment.)
The inaugural edition of the Investors Blog Network (IBN) Festival is hosted by BioHealth Investor.My Festival pick is Big Business Betting on Your Second Life! presented by SciTech Investor. Virtual money=Real money, virtual lives and real companies - an exciting blurring between reality and what can be. However, I agree with SciTech Investor that my real life (versus a virtual world) is where I want to spend my time.
The Carnival of Family Life is hosted by Modern Sage.My Carnival choice is Do It All presented by Home School Daze, which points out that a good strategy may be to choose a few things versus doing it all. I fully agree. Doing what's important or needed (and avoiding the unneeded or unnecessary) should be the highest priority.
The Festival of Frugality #63 is hosted by Stingy Students.

My Festival pick is My 25 Frugal Habits & 5 Spendthrift Confessions by The Frugal Duchess, which make the point that no one is 100% perfect in their strategies. While every habit is not for everybody, the list is a good starting point if one is looking for ideas. Personally, I use about 10 of the frugal habits described.

The Carnival of 30s and 40s Personal Finances: The Wealth Accumulation State is hosted by Making Our Way.

My Carnival choice is presented by the host, Making Our Way, and is titled Thoughts on portfolio construction & All About Asset Allocation. The post reminded me that Small Cap and Value stocks tend have higher returns over the long term. In thinking about my own portfolio, I am under represented in Small Cap, at this time. The reason is that, historically, Large Caps outperform Small Caps in the later stages of the economic recovery, which is the current stage, theoretically. Based on this article, I am going to revisit my Small Cap portfolio allocation.



I hope you enjoy reading these Carnivals and finding tips you can use.

Check back on Saturday for the next Reflections and Musings segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Saturday, February 17, 2007

Carnival Round Up For The Week

Here are the Carnivals from this past week that I am reading :

The Carnival of Personal Finance #87 is hosted by 2 Million - My Journey To Financial Freedom.My Carnival choice is from Money $mart Life with Why We Should Save As Much Money As We Can since you don't know what the future will bring. I agree, the consequences of over saving are much better than the consequences from under saving.
The Festival of Frugality #61 is hosted by Hustler $$$ Blog.My Festival pick is How to stop nickel and diming yourself into the poorhouse! by Kirby on Finance, which proposes a systematic way to eliminate $2-$3 "splurges." This is another good way to "buy only what one needs."
The Carnival of Family Life is hosted by Colloquium.My Carnival choice is Kids And Money posted at No Credit Needed Blog, which describes the system used to teach their daughter about managing money. This system is similar to many others about which I have read. I will use a version of this when our daughter is old enough.
The Cavalcade of Risk #19 - Valentine's Day Edition is hosted by My Wealth Builder.My Cavalcade pick is Tontines - A Way Out of a Pension Jam at Pension Risk Matters, which reports on a 350 year old risk management tool that can provide guaranteed income for retirees. Tontines appear to address the issue of potentially over saving or under saving for retirement. I like the idea and will study it further for my own retirement use.


I hope you enjoy reading these Carnivals and finding tips you can use. I have moved my Carnival reviews from Tuesday (Ideas You Can Use segment) to Saturdays since several Carnivals that I read publish after Tuesday. In the Saturday review, I will be adding a bit more commentary to the review to fit into the Reflections and Musings theme.

Check back every Saturday for the next Reflections and Musings segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC

Tuesday, January 16, 2007

Carnivals I Will Be Reading This Week

Here are the Carnivals that I will be reading this week:

The Carnival of Personal Finance #83 is presented by Young and Broke.There were over 70 excellent posts in this Carnival. It was difficult to narrow down the choices to only two Carnival picks. In my first Carnival pick, FMF explains the biggest barrier to becoming wealthy at Free Money Finance. Hint: It's not how much one makes, it's how the money is being used. For the second Carnival pick, No Credit Needed shares his 2007 goals. NCN has a challenging goal of saving 60% of his gross income for 2007. Wow!
The Carnival of Family Life #37 is posted at More4kids.My Carnival pick is Walking In A Winter Wonderland For $1,300 posted at The Digerati Life, which shows a frugal winter vacation alternative to Disneyland that was great fun also.
The Festival of Frugality #57 is hosted at FIRE Finance.My Carnival pick is Top 25 Personal Finance Myths posted at Your Credit Advisor, which shares common misconceptions people may have about money, investments, debt, and wealth.

I hope you enjoy reading these Carnivals and finding tips you can use. Check back every Tuesday for the Ideas You Can Use segment.

This is not financial advice. Please consult a professional advisor.

Copyright © 2007 Achievement Catalyst, LLC