The Wealth Builder Carnival #69

Welcome to the sixty-ninth edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

Earning

Super Saver presents Working on my Terms in 2012 posted at My Wealth Builder, saying, "Now that I've retired over four years, I will be working on my terms, instead of the companies' terms for my part time jobs."

Insuring and Protecting

Affordable Auto Insurance presents Variables to Consider for your Auto Insurance Policy posted at Auto Insurance News, saying, "When it comes to shopping for an auto insurance quote, you should consider several variables that will impact your premium costs for insurance coverage. If you are considering car insurance policies, use the tips below to avoid choosing the wrong insurance for your needs."

Investing

Pat Huddleston presents SEC Closes Alleged Scam Mall posted at Investor's Watchblog, saying, "Watch out for Scam Malls"

Dividends4Life presents 11 Dividend Stocks Delivering A Quick Payback posted at Dividend Growth Stocks, saying, "Years ago as a young analyst, I was assigned the project of streamlining my employers' acquisition model. As part of this project, I removed the payback calculation. The company's focus was on discounted cash flow and internal rate of return, so I didn't see the need for a payback metric. No one noticed the missing payback calculation, that is, no one except the CEO..."

Busy Executive presents Looking to profit from the next real estate bubble posted at The "Busy Executive" Money Blog, saying, "In my opinion, it's never a time to dive headfirst into completely unfamiliar territory where a significant amount of hard earned capital could be lost. If you've never held a hammer, changed a light bulb, or evaluated a property, don’t believe that you can purchase and rehab a house back to market value this upcoming weekend. You must prepare to succeed."

Living Frugally

Dr. Dean presents How To Get A Raise: In Three Easy Steps! posted at Dr. Dean's TheMillionaireNurse.com Blog, saying, "Looking for a raise in pay? Don’t overlook the homemade kind. Get rid of those automatic deductions that easily become slick demonic seductions taking wealth rather than giving pleasure. You’ll think you got a raise with the money you’ll save!"

Daniel Rosenstein presents Do you spend a $1,000 a year on a cup of morning Joe? | Miss Money Bee posted at Miss Money Bee, saying, "Being shouldered with credit card debt or finding it difficult to make ends meet every month can be a stressful situation, but many people may not be aware of the small changes they can make to their spending and the large results these simple alterations can have on their overall financial condition."

Laura Edgar presents 4 Ways to Apply for a Credit Card So You’ll Get Approved posted at NerdWallet Blog - Credit Card Watch, saying, "When and how you apply for a credit card can make all the difference in your credit limit, terms and even whether you are approved. Some factors you can’t really change, such as a history of bankruptcy or missed payments. Some require a change in behavior. But some can be altered just before you apply, and a little planning can help you qualify for the credit card you want."

Taxes

Kurt presents Capital Gain Tax Rates posted at Money Counselor, saying, "Chances are good that your 2011 federal long-term capital gains tax rate is ZERO. And few will be taxed at more than 15% of the gains."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

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