Preparing for Volatility After Midterm Elections

I expect there will be significant volatility in stock prices and interest rates shortly after the midterm elections.  Here's how I'm preparing for the possibility:

• Keeping cash in short term T Bills and market funds.   If interest rates increase, which I expect them to, I can invest these funds into long term fixed income.  If interest fall, I'm OK with interest from these bonds and funds even though the principal declines.
• Be ready to buy stocks on a discount, especially the total market index funds.  I will buy some GOOGL if it drops below $300, which would be over a 25% decline from the ATH.
• Buy some November 6 DTE put options on SPY.  I'm looking at 550 or higher strike prices.
• No matter what happens, just chill and HODL.

I've survived the worst in my lifetime: 1987 crash, the 2002 dot.com crash, the 08/09 Great Recession, the 2020 Covid crash and the 2022 bear market.   Each one has made us strong.  I think I will survive the 2026 volatility.   

Bring it on.

For more on Ideas You Can Use, check back everyTuesday for a new segment.

This is not financial, investment, nor retirement  advice. Please consult a professional advisor.

Copyright © 2026 Achievement Catalyst, LLC