The Wealth Builder Carnival #63

Welcome to the sixty-third edition of The Wealth Builder Carnival. The purpose of this carnival is to collect articles from the blogosphere on building, preserving and keeping enough wealth for a comfortable retirement. For reference, I have tried to keep the carnival content tightly focused on wealth building and did not include submissions that were off topic. For reading convenience, the posts are listed with a brief summary or comment by the submitter and organized into seven categories: Earning, Insuring and Protecting, Investing, Living Frugally, Retiring, Saving and Taxes.

And now onto the Carnival:

Earning

Super Saver presents Parenthood and Poverty posted at My Wealth Builder, saying, "I expected married parent households to be better off financially, but I didn't expect the differences to be as large as the data shows."

Jim Tolley (aka Kidgas) presents How to Start a Money Making Blog?Part 2 posted at Grand Per Month, saying, "You can make money with a blog, but that shouldn’t be the primary focus. I am suggesting plenty of other ways to make extra money on this site, so if you don’t think blogging is for you, then check out another way to make $1000 per month. However if you feel that these traits describe you, let’s move on to step 2 in “How to Start a Money Making Blog”. Here is a link to part 1 in case you missed it."

Jon Elder presents 8 Tips on How to Get Along With Your Boss posted at Free Money Wisdom, saying, "If you get into the all too common habit of seeing your boss as an enemy—or at least as an adversary—you will display that through your behavior and attitude. But see your boss as a friend in authority, and you might forge the kind of alliance that will advance your boss’s career and yours at the same time."

Insuring and Protecting

My Journey presents Most Readers Will Hate What I Did With Part of My Bonus posted at My Journey to Millions, saying, "My initial goal was to increase my term coverage with a 20 year term policy. I ultimately decided against this for two reasons, one my available income ratio would decrease which wouldn’t be good for getting that mortgage I mentioned earlier, and two, I got blood work back the other day and it wasn’t that great."

John presents Want Better Healthcare at a Lower Price? New Primary Care Models Are Gaining Traction posted at Wallet Blog, saying, "I think your reader’s will enjoy my submission this week because it talks about contemporary health care models that offer a lower cost to patients! Affordable healthcare? Now that’s a deal!"

misst presents Buying a Home With the Help of Mortgage Insurance posted at Prairie Eco-Thrifter, saying, "Today I want to share with you the top 20 foods you can eat for increased brain power. Eating these foods will increase your energy, provide clarity of thought and help sustain a good memory."

Investing

Dividend Growth Investor presents My Dividend Retirement Plan posted at Dividend Growth Investor, saying, "I invest in dividend stocks, in order to generate a sufficient income stream, that would meet and exceed my expenses in retirement. Retirement to me is the point where my dividend income exceeds my expenses, which means that I no longer have to work for money.I am a big proponent of value investing, which is why I would only consider myself financially independent whenever the dividend income stream generated by my portfolio exceeds 1.5 times my annual expenses. In order to get there, there are several simple, but crucial principles I need to follow."

MoneyCone presents 10 ETFs Cheaper Than Their Vanguard Peers posted at Money Cone, saying, "Here’s a list of the ten, commonly used ETFs that have an expense ratio lower than that of Vanguard’s."

Jim Tolley (aka Kidgas) presents Selling Covered Calls and Time Value posted at Cash Flow Mantra, saying, "I had a reader question last week about selling covered calls so I wanted to take the opportunity to offer up some practical tips regarding selling call options."

Dividends4Life presents Utilities Stock Funds Were 2011's Bright Star posted at Dividend Growth Stocks, saying, "Utility dividend stocks. When you hear those words what do you think of? Long considered the domain for "widows and orphans", utilities have developed a somewhat stodgy reputation. Why are utilities considered good for widows and orphans? Here a few reasons:"

Kanwal Sarai presents Learn Investing Online |Online Investing Course: Dividends posted at Simply Investing Blog, saying, "When considering a stock for purchase, don’t think of it as a piece of paper (a stock certificate), think of it as buying ownership in a company. If you had the money would you buy the entire company? If not, then reconsider why you are buy shares in this company."

Novel Investor presents Asset Allocation And The Benefits Of Rebalancing posted at Novel Investor, saying, "How your money is invested, its asset allocation and consistent rebalancing will be the most important decision you'll make as an investor."

Living Frugally

B.B. presents Frugality Will Change You posted at Beating Broke, saying, "Drug habits, smoking habits, and coffee habits are all habits that are easy to pick up because they cause a pleasure response in you body. A savings habit is a bit harder to pick up. But, as Ninja will attest, it can be done.How? Repetition"

Jonathan from Debt Loans presents Party Tips for the Broke Young Professional posted at Frugal Living, saying, "How can you open your home and make your friends feel welcome without going broke in the process? Check out the frugal party tips below."

Theresa Torres presents Can You Afford Another Baby? Yes You Can! Seven Money-Saving Tips posted at Baby Development Milestones, saying, "Before you give in to the thought of having another rosy-cheeked angel, here are some things to consider so that you will be better prepared."

Retiring

Peter presents The Future Value Of Your Roth IRA posted at Bible Money Matters, saying, "Maybe it’s time to reassess your retirement plan, and a self-directed Roth IRA presents you with a unique opportunity."

Saving

W presents Additive vs. Multiplicative Thinking About Money posted at Off-Road Finance, saying, "A look at two different ways of thinking about money, and some ideas about which is appropriate for a given problem."

Taxes

Jackson presents Tips For Small Business Owners posted at 2009 Tax, saying, "For many sole traders or small businesses it can be difficult to find the time to maintain all paperwork on a regular basis, meaning a large amount of admin is left until it is absolutely necessary to sort out."

That concludes this edition. Submit your blog article to the next edition of The Wealth Builder Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: the wealth builder carnival, blog carnival.  

For more on Ideas You Can Use, check back every Tuesday for a new segment.

This is not financial, earning, insuring, investing, living, retiring, saving, tax, or wealth building advice. Please consult a professional advisor.

Copyright © 2012 Achievement Catalyst, LLC