Expecting Higher Long Term Interest Rates

Recently, I was thinking that buying 20 year treasuries yielding 5% was a good option to lock in a good interest rate.  After TLT, the 20+ year treasury ETF, was at it's all time low.    However, TLT was initiated in 2002.   I decided to look back further on 20 year and the interest rate hit 15.8% in 1981. Yikes, maybe 5% is that great of an option based on long term data.

Source:  https://fred.stlouisfed.org/series/DGS20#

With the uncertainty of oil prices and inflation, which both have a high probability of going higher, , I stopped buying 20 year treasuries and TLT for now.  For now, I will short term money market funds to earn interest.

Will interest rates go higher?   We shall see.

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This is not financial, investment, bond, nor interest rate advice. Please consult a professional advisor.

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